Life Insurance Case History 1

Case History 1: Life Insurance Australia

A.L. & Associates Pty Ltd ~
Insurance Acumen Australia
ACN 08 1235154
Phone: 1300 766 467
Fax: 08 9316 4906
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Life Insurance Case History 1

The following is an example of a Case History in relation to Life Insurances. We hope this illustrates why you should not risk your dependants future without a life insurance policy.

If you require advice regarding an affordable Life Insurance Policy, please contact us directly.

The Situation

Maureen, aged 38

Maureen was a 38-year-old office manager, working for a land development company.

Two years earlier, she and her husband had divorced, leaving her with a mortgage and sole responsibility for the care of her 14-year-old son, Todd.

Now a single parent, Maureen became more aware of her financial vulnerability. At the suggestion of a friend who had been in similar circumstances, she consulted a financial adviser.

The adviser carefully talked her through her various options and devised a plan to financially protect her and Todd, if something ever happened to her. Todd had always worked hard and done well at school, and she was particularly concerned to make sure that he would be able to afford to go on to university, if he wanted to.

She took out a Life Insurance and Trauma Insurance Policy / Diagnosis Insurance Policy for $500,000. She also took out an Income Protection Policy, in case she was unable to work because of an accident or because of an illness, temporarily or permanently.

Less than two years later, Maureen went home from work early one afternoon with a bad headache and the feeling she might be getting the flu. Later that day she lost consciousness and was rushed to hospital. She had suffered a brain haemorrhage, and died that evening without regaining consciousness.

Under her Life Policy, Maureen had nominated Todd as her sole beneficiary. He received the $500,000 through a trust fund set up by the fund's solicitors. Todd is now working hard for his TEE with plans to become a doctor. Or perhaps a vet. Or maybe an architect.

If Maureen had no life and income protection insurance and had not secured herself and Todd financially through insurance - how do you think would this story might have ended???

Compare Life Insurance Policies

There are many different types of Life Insurance Policies available and cheap life insurance policies such as may be advertised on TV may not be the best option for you. We can help you compare life insurance policies to identify the best life insurance policy and/or most affordable life insurances policy for your situation. So if you would like to compare life insurance options and find affordable life insurance for your situation simply use our contact us page to send us an online inquiry or submit an online quote request form by going to the life insurance quotes page.

Our advice is simple, dont risk your dependants future by going through life with no life insurance policy protecting their future. You never know what can happen to you tomorrow!

To determine the likely life insurance premiums for your situation, submit an online quote Life Insurance request, go to the online quote life insurance page.

Further Inquiries

As Insurance Brokers, we welcome inquiries on our Life Insurance, Trauma Insurance, TPD Insurance & Income Protection Insurance products and insurance broker services. We can help you compare life insurance policies, compare income protection insurance policies, compare trauma insurance or compare tpd insurance policies from various sources and ensure you get the most appropriate policy for your particular circumstances.

Please feel free to send us an email, call us on 1300 766 467, use our contact us page to send us an online inquiry for any form of insurance quote or submit a life insurance quote, income protection insurance quote, trauma insurance quote or tpd insurance quote form. We will contact you within 24 hours to answer your inquiry.


This web site does not provide financial or investment advice. The information herein is general material and does not take into account your personal and particular insurance, personal, or investment data or objectives or relevant needs. If we can assist with specific advice please contact us.

Anne Davidson, A.L. & Associates Pty Ltd ~ Insurance Acumen Australia (ACN 08 1235154) - Authorized Representative (237716)
of Clear View Financial Advice Pty Ltd (ABN 13 3593012) AFS Licence 331 367
P.O. Box 1133, Canning Bridge WA 6153. Telephone: 1300 766 467 / (08) 9316 2572 · Facsimile: (08) 9316 4906
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