Life Insurance Made Simple

From your independent Australian Life Insurance Broker

Why Choose an Independent Life Insurance Broker?

When you deal with us, as an Independent Life Insurance Broker, we undertake research on your behalf (upon submission of your request for quotation for Life Insurance, Income Protection Insurance, Trauma / Diagnosis Insurance or Total and Permanent Disability Insurance (TPD)), to find the better product for your individual requirements, taking your personal details into consideration. We do NOT provide an automated online quotation system on this site as we need to factor in your personal situation and insurance needs.

A Life Insurance Portfolio

A Life Insurance Portfolio will consist of one or some or ALL of the following:
(Click on the link for more information & detail on each type of Insurance Cover)

1. Life Insurance - lump sum payable upon death by accident, and / or death by illness
2. Totally & Permanently Disabled Insurance Cover (TPD) - lump sum payable upon being medically totally and permanently disabled due to illness or accident
3. Trauma / Diagnosis Insurance - lump sum payable upon being medically diagnosed with a trauma medical condition (see list of Trauma Medical Conditions)
4. Income Protection Insurance - Up to 75% of your gross income paid to you monthly in the event you are medically unable to perform your normal duties.

Do I need Life Insurance?

It depends on your individual circumstances, but if anyone depends upon your income in any way, then you should have Life Insurance to protect them and protect their financial well being. Everyone has varying needs. If you have dependants, ie. spouse, children, other beneficiaries, Life Insurance can provide a source of income in the event of your death. It can pay out your debt. Life Insurance can provide for Estate Planning, buying out of business partners shareholding in the event of that business partners death (See the life insurance & partnership insurance page for more information). Life Insurance can fund buy / sell agreements. Life Insurance can fund a Company with Key Person cover (See the life insurance & key person insurance page for more information).

All these issues and more are all explained on the Life Insurance page(s).

To submit an online quote request form, go to the life insurance request quotation page.

Further Inquiries

We welcome inquiries on our Life, Trauma, TPD & Income Protection Insurance products and broker services. Please feel free to send us an email, call us on 1300 766 467, use our contact us page to send us an online inquiry or submit a life insurance request quotation, income protection insurance request quotation, trauma insurance request quotation or tpd insurance request quotation form. We will contact you within 24 hours to answer your inquiry.

DISCLAIMER

This web site does not provide financial or investment advice. The information herein is general material and does not take into account your personal and particular insurance, personal, or investment data or objectives or relevant needs. If we can assist with specific advice please contact us.