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Why Choose us as your Life Insurance Broker?
When you deal with us, as an
Life Insurance Broker, we undertake research on your
behalf (upon submission of your request for
Life Insurance quotes,
Income Protection Insurance quote,
Trauma Insurance or Diagnosis Insurance quote
or Total
and Permanent Disability Insurance quotes (TPD quotes)), to find the better
product for your individual requirements, taking your personal details
into consideration. We do NOT provide an automated online quotation
system on this site as we believe to give you the best insurance quotes, we need to need to factor in your personal situation
and insurance needs.
As insurance brokers, we are not tied to any particular Insurance Policies or Insurance Companies,
so can find the best Life, Income Protection, Trauma or TPD Insurance Policy for your specific needs.
A Life Insurance Portfolio will consist of one or some or ALL of
the following:
(Click on the link for more information & detail on each
type of Insurance Cover)
- Life Insurance
- lump sum payable upon death by accident, and / or death by illness. You should compare life insurance policies carefully as there are differences.
For example, Accidental Life Insurance will pay a specified amount to the owner of the policy, ONLY upon your death by accident. So, make sure you
read the Life Insurance section before deciding to
proceed with any life quote you may receive.
- Total & Permanent Disability Insurance Cover (TPD Insurance)
- lump sum
payable upon being medically totally and permanently disabled due to illness or accident and is used to clear out debts, provide funds for medical costs and annual income streams to ensure you maintain the same quality of lifestyle.
TPD Insurance is generally paid when you have been advised by a medical specialist that you will never work again.
- Trauma Insurance / Diagnosis Insurance
- lump sum payable upon being medically
diagnosed with a trauma medical condition (see list of
Trauma Medical Conditions).
Trauma insurance or Diagnosis insurance is designed to give you money when you need it most.
- Income Protection Insurance
- Up to 75% of your gross income
paid to you monthly in the event you are medically unable to perform your
normal duties. If
you do not have an alternative income to rely on upon while you are sick or injured,
you need Income Protection Insurance cover. Income Protection Insurance will help you maintain
your home and lifestyle and provide for your dependants, while you spend
what ever time is needed to recuperate.
It depends on your individual circumstances, but if anyone depends
upon your income in any way, then you should have Life
Insurance to protect them and protect their financial well being.
Everyone has varying needs. If you have dependants, ie. spouse, children,
other beneficiaries, Life
Insurance can provide a source of income in the event of your
death. It can pay out your debt. Life
Insurance can provide for Estate Planning, buying out of business
partners shareholding in the event of that business partners death
(See the life
insurance & partnership insurance page for more information).
Life
Insurance can fund buy / sell agreements. Life
Insurance can fund a Company with Key Person cover (See the
life
insurance & key person insurance page for more information).
All these issues and more are all explained on the Life Insurance page(s).
To submit an online quote request form, go to the
life insurance quotes page.
Further Inquiries
We welcome inquiries on our Life Insurance, Trauma Insurance, TPD Insurance & Income Protection Insurance products
and insurance broker services. Please feel free to send us an
email,
call us on 1300 766 467,
use our contact us page to send us an online inquiry
or submit a
life insurance quote,
income protection insurance quote,
trauma insurance quote or
tpd insurance quote form.
We will contact you within 24 hours to answer your inquiry.
DISCLAIMER
This web site does not provide financial or investment advice. The information
herein is general material and does not take into account your personal and
particular insurance, personal, or investment data or objectives or relevant
needs. If we can assist with specific advice please contact us.
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